An inherited disease mostly affecting African-Americans and Hispanics, sickle cell anemia involves abnormally shaped red blood cells that cannot carry sufficient oxygen throughout the body. The “sickle” shape of red blood cells contributes to the stickiness and rigidity of the cells. Consequently, these cells adhere to blood vessel linings, causing patients to suffer from lack […]
Employees Retirement Income Securities Act (ERISA) are group disability policies composed of complex federal and state laws. Individuals generally have ERISA disability policies provided by their employer. Other long-term disability plans offered by government or state employers do not have to be associated with ERISA. How Can You Appeal ERISA and Individual LTD […]
Depending on a wide variety of factors surrounding a personal injury case, settling a claim could take less than a few weeks or as long as several years. Amount of injury compensation desired by the plaintiff, how long it takes to fully reconstruct and investigate the event causing the personal injury and what kind of […]
With the expertise and knowledge needed to successfully conclude an injury claim negotiation to the advantage of their clients, personal injury attorneys also use other resources to obtain maximum compensation for their clients. For example, they will submit a demand letter to the defendant’s insurance company providing information about the reasons behind the amount of […]
Applying for disability benefits can be a very lengthy and complicated process for many Americans. If you or a loved one has previously applied for SSDI benefits and been denied, you have the right to appeal the original decision made by the Social Security Administration (SSA). In many cases, those who follow through with the […]
Being married won’t affect SSI benefits you are already receiving but a new spouse who has an income will likely reduce your monthly benefit payment or even make you ineligible to receive benefits. The Social Security Administration calls this type of benefits adjustment “deeming spousal income“. When two people marry and both are receiving SSI […]
If you have a debilitating physical problem or a psychological/mental problem and suffer from alcoholism or drug addiction, you may be qualify for Social Security disability. However, if the Social Security Administration thinks your disability will improve if you stop drinking or taking drugs, your claim may be denied. In other words, the SSA denies […]
When an SSD decision is made, the Social Security Administration will use the “alleged onset date” as a factor weighing heavily in deciding retroactive payments. Also called the “disability onset date,” the alleged onset date describes the date that applicants claim their disability began interfering with their ability to work and earn a living. To […]
The Social Security Administration’s Blue Book characterizes liver disease as anything causing liver inflammation, scarring (cirrhosis or fibrosis) or liver cell death (necrosis). For someone with alcoholic liver disease to be considered possibly eligible for Social Security disability, they must have suffered from liver disease for at least six months. SSA’s Blue Book further defines […]
It is no secret that applying for Social Security Insurance (SSI) benefits is an arduous task that can be fraught with many pitfalls along the way. At the end of the process, most claims are denied for one reason or another the first time they are submitted. If you need to apply for benefits, here […]
