social security back pay

What Does Back Pay Mean and How Does It Work?

Social Security Disability allows you to receive Back Pay that you would have received if you filed for a claim when you were first disabled. After you are approved disability benefits, you will can receive your Back Pay. This is common since most claims are denied the first time claimants apply. The process of receiving SSD benefits can be lengthy and time consuming, so Back Pay is past due benefits that you acquired during the process.


How is it Determined?

Your Back Pay date is determined on the day that you filed for disability as well as the day you became disabled. This is known as the established onset date and it is critical to your application as well as the money you will receive in Back Pay. The date is determined by a Social Security examiner who is reviewing your claim. Once your claim is reviewed and you are approved for SSD benefits, your Back Pay will also be determined as well.


From the date that you start filling out your application, you benefits will start adding up, but it is only until you get approved, will you start to receive monthly payments. If your case needs more attention and time to review, the process can take longer than normal. Back Pay is paid to your in increments, so you won’t receive the amount in full, but in a lump sum.


If You Do Receive Back Pay

If you are getting SSDI and SSI benefits, then it will take longer for you to get Back Pay. SSD benefits will either start from the first day you fill out your application or it can go as far back as a year from the application date. This all depends on when your disability started. There is a five-month waiting time which is what you would be receiving in benefit the first five months, if you were approved right away.


When you are approved for SSD benefits, Social Security might have to pay you more than just a monthly check for disability. This depends on the how much your monthly payments are, how long you were owed in benefits in the past, and the type of disability benefits you are getting.